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29.07.202611:00:00UTC+00U.S. Mortgage Market Index Slips to 247.2, Signaling Softer Housing Demand

The U.S. Mortgage Market Index declined to 247.2, down from a previous reading of 264.0, according to data updated on 29 July 2026. The drop suggests a moderation in mortgage activity, often interpreted as a sign of easing momentum in housing market demand.

While the index remains relatively elevated in historical terms, the latest reading points to fewer new applications or refinancings compared with the prior period. Market participants will be watching upcoming data closely to see whether this pullback reflects a temporary adjustment or the beginning of a more sustained cooling in U.S. housing-related borrowing.

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